It is a good idea to have a professional jeweler inspect your jewelry at least once a year, but in between, learning to inspect your own jewelry for potential problems can save you thousands of dollars.
It is best if you use magnification. A 10 power loupe is a great tool to have when you own jewelry. You can also use your digital camera’s macro setting to take a picture and then enlarge the picture on your computer screen. Here is what to look for,